91.  Everybody considered it a natural obligement."

92.  Finland, home to Nokia, the world's biggest wireless phone producer, Nokia, considers wireless technology its biggest national industry.

93.  Financial experts consider dividend increases a powerful demonstration of optimism.

94.  Firkusny considered the Fourth Concerto of 1956 (subtitled "Incantations") Martinu's greatest contribution to the genre.

95.  Fitzpatrick, a member of the post-baby-boomer Generation X, considers herself typical of the "latchkey kids" whose mothers worked outside the home.

96.  Famiglietti considered it insignificant that the secretary's identity was withheld in Holske's affidavit.

97.  Family members consider the book a Heaven-sent family heirloom.

98.  Fann and Frederick Taylor, the bank's chief investment officer, consider the timing good because of a slowdown in corporate financing and initial public offerings.

99.  Farm director Benny Looper considers Kittle an expert on correcting control problems of young pitchers, pointing to Ken Hill and Todd Worrell as examples.

100.  Followers consider themselves members of the "Phineas priesthood," carrying out their own race war.