11.  Because of adverse tax consequences, consider owning these bonds in a tax-deferred account.

12.  Britain, said the press, was considering buying Exocet missiles, having been caught with trousers down.

13.  But if the idea of a hefty loss unnerves you, consider shortening your maturities.

14.  But some panel members, including Turner, considered giving the honor concept back to the administration.

15.  Congress was once again considering raising the federal debt ceiling.

16.  Consider advising the client that it is in his interest to maintain profitability through any warranty period.

17.  Consider changing lunch and after work habits so you will have less contact with the individual concerned.

18.  Consider using an electric toothbrush, which removes plaque more effectively than a traditional one.

19.  Consider using different ways of financing a purchase.