1.  Digging out from Christmas debt takes planning and a strong focus.

2.  Different angles and key locations may take getting used to; avoid buying or using a new keyboard under time pressure.

3.  Does it take sacrificing?

4.  Department of Education research shows that taking challenging high school classes is the best predictor of a student's college achievement.

5.  During any merger transition period, service disruptions and change can cause customers to take their business elsewhere, perhaps leaving lingering problems.

6.  DYING (Medford, N.J.) _ Americans take dying much too seriously.

7.  Dolly took cloning out of the realm of science fiction and put it squarely before us, with all of its scientific and ethical implications.

8.  Dr. Joseph Veverka of Cornell University, head of the project's imaging team, said NEAR took its first major scientific reading the night before going into orbit.

9.  Ellis takes her title from a Welsh custom whereby the ingestion of funeral meats represents ridding the deceased of his sins.

10.  Educating kids better takes training teachers and having more schools.