1.  Especially taking Pac Tel's poor profit growth into consideration.

2.  Even taking all this money into account, the cash held by vultures is a small fraction of the distressed debt available to buy.

3.  Fifth, take advantage of all the free ways that you can speed up your computer.

4.  Finally, take a close look at the student loans.

5.  Finally, take a look at the connectors that hook your signal to the TV, VCR and other accessories.

6.  Finally, take a look at your loan schedules and payments.

7.  First, take a second job if your wife stays home with the two sons, as Mrs. Matsos does.

8.  First, take profits by selling some of your shares at high prices.

9.  First, take some old pantyhose . . .

10.  First, take a cooler to the farm or market.